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    Correcting Your Credit Report

    Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued, arrested, or filed for bankruptcy. Consumer reporting companies sell the inf...

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    Credit Cards

    The Fair Credit Billing Act establishes procedures for resolving billing errors on your credit card accounts, including fraudulent charges on your accounts. The law also limits your liability for unau...

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    Criminal Violations

    Procedures to correct your record within criminal justice databases can vary from state to state, and even from county to county. Some states have enacted laws with special procedures for identity the...

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    Fixing Your Credit Record

    Now, if you think someone is using your number and creating credit problems for you, the social security cannot actually fix your credit record. You yourself should know the ways to fix it. So, how?...

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    How Do I Prove My Identity?

    You might think this would be the easiest part of combating identity theft, but it really isn’t. Think about it. The thief was allowed to pose as you, how do the companies know that you’...

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    How Do You Know You’Re A Victim?

    Unfortunately, the most common way people find out they are victims of identity theft is when the damage is already done. One victim tells the account of how she found out her information had been...

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    How They Get Your Information?

    A lost or stolen wallet is just one way for a thief to get your information. They can fraudulently access your credit report by posing as an employer, loan officer, or landlord. Internet records tha...

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    Organizing Your Case

    Accurate and complete records will help you to resolve your identity theft case more quickly. Have a plan when you contact a company. Don't assume that the person you talk to will give you all the i...

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    Sample Dispute Letter For Existing Accounts

    Date Your Name Your Address Your City, State, Zip Code Your Account Number Name of Creditor Billing Inquiries Address City, State, Zip Code Dear Sir or Madam: I am writing to dispute a fraud...

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    Stopping Debt Collectors

    The Fair Debt Collection Practices Act prohibits debt collectors from using unfair or deceptive practices to collect overdue bills that a creditor has forwarded for collection, even if those bills don...

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    Using An Outside Party For Protection

    There a lot of ways you can protect YOURSELF from identity theft, but it sure would be nice if someone else would do it for you. Many financial institutions are offering this protection to their cust...

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    What Is Identity Theft?

    It’s more than a simple impersonation of someone. You’ve heard of people impersonating a police officer, or the girl who claimed to be Jessica Simpson’s personal assistant and secur...

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    What To Do First

    If you have become a victim of identity theft, you are going to be embarking on a long and perilous journey that will, no doubt, be extremely frustrating and filled with stress. Unless you want to...

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